Harbourline MutualProperty claims · Confidential
Property damage assessment
Escape of water at 14 Corn Exchange, Westbury — claim CS-2041
- Claim
- CS-2041
- Policy
- HM-HOME-448120
- Policyholder
- Eleanor Marsh
- Date of loss
- 11 August 2026
- Assessor
- Jane Doe, ACII
- Site visit
- 14 August 2026
Contents
1. Summary12. Cause of loss13. Findings14. Repair costs24.1 Northwind Ltd quote24.2 Acme Builders quote25. Recommendation3Appendix A. Photographs3Appendix B. Moisture readings41. Summary
Water ingress was reported on 11 August. The site visit confirmed staining to the kitchen ceiling, consistent with a failed seal around the shower tray in the bathroom directly above. The damage is sudden and accidental and falls within section 2 of the policy. We recommend settlement at £4,250.00, the lower of the two contractor quotes.
CS-2041 · Assessment reportPage 1 of 4