Settlement speed
14.2Q3 25
13.0Q4 25
12.6Q1 26
12.1Q2 26
9.4Q3 26
Harbourline Mutual · Claims review Q3 2026
4
−22% vs Q2
fastest quarter on record
Lead with the trend, then the Westbury example: reported on the 11th, settled in nine days at the lower quote. Pause for questions on the escalated suppliers before moving on.